Drivers Age .        35-70                          Age. 25-34                   Drivers    19-24

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Group       1      Any          I.O.D             Any        I.O.D              Any             I.O.D

NCD         %    Driver       Ins/sp            Driver     Ins/sp              Driver       Ins/sp

Nil                   192.00      171.00           198.00      160.00             +125%       +75%

30                    135.00      112.00           139.00      120.00

40                    119.00       96.00            116.00      103.00  

50                      99.00       80.00              96.00        86.00

60                      80.00       64.00              77.00        69.00 

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Group       2

NCD         %

Nil                   201.00     167.00            202.00      181.00           +125%          +75%

30                    141.00     117.00            142.00      127.00

40                    121.00     101.00            122.00      109.00

50                    101.00       84.00            101.00        91.00     

60                      81.00       67.00              81.00        73.00           

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Group       3

NCD         %

Nil                   224.00     207.00            252.00     227.00            +125%          +75%

30                    157.00     145.00            177.00     159.00

40                    135.00     125.00            152.00     139.00

50                    112.00     104.00            126.00     114.00 

60                      90.00       83.00            101.00       91.00

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Group       4

NCD         %

Nil                   280.00     252.00            315.00     283.00          Refer             Refer

30                    196.00     177.00            221.00     199.00 

40                    168.00     152.00            189.00     170.00

50                    140.00     126.00            158.00     142.00   

60                    112.00     101.00            126.00     114.00 

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Group       5

NCD         %

Nil                   378.00     312.00           375.00     335.00            Refer            Refer 

30                    242.00     218.00           263.00     235.00

40                    205.00     185.00           225.00     202.00

50                    168.00     155.00           188.00     168.00

60                    144.00     128.00           150.00     142.00

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Group       6

NCD         %

Nil                    394.00     328.00          395.00     355.00                  Not Acceptable

30                     258.00     226.00          277.00     249.00

40                     215.00     193.00          238.00     213.00

50                     186.00     162.00          198.00     178.00                                                                                60                     152.00     128.00          158.00     142.00                                                                                                                                                                                                                                                                     

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Group          7

NCD           %

Nil                    438.00     405.00          494.00     444.00                 Not Acceptable                    

30                     307.00     284.00          346.00     311.00

40                     263.00     243.00          297.00     267.00

50                     220.00     203.00          248.00     222.00

60                     176.00     162.00          198.00     178.00

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Group        12

NCD          %

Nil                    548.00     494.00         618.00     555.00                Not Acceptable

30                     384.00     346.00         433.00     389.00

40            330.00 295.00     371.00  333.00